Insurance plans for hospital services

Vanderbilt Bedford Hospital, a part of Vanderbilt University Medical Center, is an in-network participant in many local and national health insurance plans. Several insurance carriers also include VUMC in their individual plans.

Please note: VUMC may not participate in all products offered by an insurance carrier. We encourage you to contact your insurance company to verify your coverage for care delivered at a Vanderbilt location or provided by a doctor who admits patients to Vanderbilt Bedford Hospital.

  • Aetna

    Aetna (Excludes First Health, except Medical Mutual of Ohio)
    Aetna Behavioral Health
    Aetna Medicare Advantage
    Aetna National Advantage Program (fka Coventry National)
    Aetna Select VHAN (Premier Care Network)
    Aetna Signature Administrators
    Aetna TN Preferred
    Aetna Transplants
    Aetna Whole Health
    Meritain Health
    Meritain Behavioral Health

    Ambetter of Tennessee – Commercial Exchange plans


    Amerigroup Behavioral Health
    Amerigroup CoverKids
    Amerigroup TennCare 
    Amerigroup Transplant Medicaid & Medicare Advantage 
    Amerivantage Medicare Advantage & Dual Special Needs Program (DSNP)

    Ascension Health

    Ascension Health
    Ascension Behavioral Health

    BlueCross BlueShield

    BlueCross BlueShield BlueCard (for out-of-state plans with “suitcase”) – includes High Performance Network
    BlueCross BlueShield of Tennessee Behavioral Health
    BlueCross BlueShield of Tennessee - Networks P & S (Includes individual exchange plans)
    BlueCross Medicare Advantage PPO (not Blue Essential HMO)

    BlueCross BlueShield TennCare 

    BCBST CoverKids –
    BCBST CoverKids Behavioral Health
    BlueCare Plus DSNP
    BlueCare Behavioral Health
    TennCare Select 
    TennCare Select Behavioral Health

    Center Care

    Center Care
    Center Care Center Care Behavioral Health


    Cigna* (Includes products under Networks Local Plus, Open Access  and Great West)
    Cigna Behavioral Health
    Cigna Connect (expanding from Nashville market only to all TN markets beginning 2021)
    Cigna SureFit *Excludes Limited Network Benefit plans and MD Only Benefit plans

    Cigna HealthSpring

    Cigna (aka HealthSpring) Medicare Behavioral Health 
    Cigna (aka HealthSpring) Medicare Advantage (Alliance Direct IPA members are excluded, unless PCP referral obtained)

    Cigna + OSCAR

    Deaconess Health Benefit Plan

    Deaconess Employee Health Benefit Plan

    Farm Bureau

    Farm Bureau (Individual off-exchange, non-ACA compliant plan through UMR)

    HealthOne Alliance

    HealthOne Alliance (Alliant Health Plans)

    Health Partners

    Health Partners
    Health Partners Behavioral Health


    Cariten Medicare Advantage
    ChoiceCare (includes PPO and National POS, Excludes Local POS)
    Humana (Includes HMO, National POS and PPO. Excludes Local POS)
    Humana Behavioral Health
    Humana Medicare Advantage (HMO, PPO, and POS)

    Integrated Solutions Health Network (ISHN)

    ISHN CrestPoint

    Magellan Healthcare

    Magellan Behavioral Health




    Novanet Behavioral Health


    Optum Behavioral Health – Commercial
    Optum Behavioral Health – TennCare
    Optum VA CCN


    PHCS* (Excludes Multiplan, Megalife, Midwest, limited benefit plan designs)
    PHCS Behavioral Health
    *Excludes MD Only and MD + Ancillary Only Plans

    Prime Health Plan

    Prime Health PPO
    Prime Health Behavioral Health


    TRICARE East Humana Military
    TRICARE Humana Military Behavioral Health
    TRICARE West (HealthNet Federal Services)


    UnitedHealthcare Group Medicare Advantage Plans
    UnitedHealthcare Medicare Complete/AARP
    UnitedHealthcare (Excludes Oxford HMO, Pacificare) 
    United Core Network 
    UnitedHealthcare - HCA employees (Prior Authorization required for highest benefit level)
    United Healthcare Heritage Choice and Heritage Select 
    UnitedHealthcare NEXUS (referrals required on some products; OON for VHAN NEXUS)
    UnitedHealthcare Options PPO
    UnitedHealthcare – United Medical Resources (UMR)
    UnitedHealthcare - BIND

    UnitedHealthcare Community Plan

    UnitedHealthcare Community CoverKids
    UnitedHealthcare Community Plan 
    UnitedHealthcare Dual Complete Plans (Medicare/Medicaid)


    USA MCO Behavioral Health

    Veterans Affairs (VA)

    Choices Program for Veterans Affairs - formerly TriWest 
    Veterans Affairs (VA)
    Veterans Affairs (VA) Transplants

    Wellcare TN

    Wellcare Medicare Advantage Behavioral Health
    Wellcare Medicare Advantage

    Worker’s Compensation Plans

    Heritage Summit
    Metro Government
    Metro Schools
    Nashville Predators
    Nashville Sounds
    Prime Health 

  • Effective Jan. 1, 2021, Vanderbilt Bedford Hospital will be out of network for the plans listed below.

    American Health Plan
    Beech Street
    Complete Health of Tennessee
    First Health
    Integral Quality Care
    National Comp Care
    NHC Advanced Care (DSNP)
    Phillips Billing Specialists          
    Rockport Community Network
    United Payors & United Providers (UP&UP)